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Coverage you can trust, from people who care.

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Our process

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Simple, personal, and on your side.

At Davro Insurance Group, we believe that getting the right coverage should be straightforward. We take the time to understand your unique situation before recommending a single plan.

Clear answers to your questionsWe explain your options in plain language — no jargon, no pressure, no surprises.
Coverage that fits your lifeWe shop across carriers to find coverage that actually fits your life, not a generic default.
Keeping your coverage up to dateWe check in every year at renewal to make sure your plan still makes sense as your life changes.
Real people in your cornerAlgorithms can’t advocate for you. A real advisor who knows your situation can — and will.
Schedule your free consultation
01

Quick introduction

Not sure where to begin? We start with a quick conversation, usually 15 minutes or less, to understand what you need, what is not working today, and your budget. There’s no pressure, just a clear starting point.

02

Personalized coverage review

Comparing insurance options can get confusing. We put your options side by side and explain the costs, coverage, and tradeoffs in plain language.

03

Enrollment & Ongoing Support

Ready to move forward? We guide you through the application and stay available when questions, renewals, or life changes come up.

Insurance carriers we work with

CVS Health Aetna Mutual of Omaha AIG and Corebridge Financial American-Amicable Group of Companies Transamerica Americo Prosperity Life Group Royal Neighbors of America Humana Aetna Medicare Solutions Wellcare Heartland National Life Insurance Company

Why Davro

Your family deserves an advocate.

States Licensed

Serving clients coast to coast with consistent, personalized advisory service.

Cost to You

Our advisory service is free. We’re compensated by carriers — never by charging you.

Product Categories

Health, Medicare, life, ancillary, and financial protection — one team, every need.

5 stars on Google

Feedback from the people we serve.

Who we serve

Built for the people most underserved by traditional insurance.

Big employer plans don’t work for everyone. If you’re navigating coverage on your own, Davro Insurance Group was built specifically for you.

Interactive coverage map

Hover or tap any state

Coverage area

Licensed across the country.

Explore our current footprint from our headquarters in Centennial, Colorado. We’re licensed in more than 30 states, with more being added as we grow.

See the full coverage map

FAQs

Frequently asked questions.

Have questions about health insurance, Medicare, or working with an advisor? We’ve answered the most common ones below — or view our full FAQ page for more.

No. We do not charge you an advisory fee. Insurance carriers generally compensate us when you enroll in a plan we offer, and working with us does not add a separate fee to your premium. We’ll explain any plan costs and our role before you enroll.

Yes, in many cases. Events such as losing qualifying coverage, getting married, having or adopting a child, or moving may qualify you for a Special Enrollment Period. Timing and documentation rules vary, so contact us promptly after the event.

We compare ACA Marketplace plans available to you and, when appropriate, private off-Marketplace options. Availability and eligibility vary by state and circumstance, and we’ll explain how each option works before you choose.

Absolutely. Davro Insurance Group is licensed in 30+ states. If we’re licensed where you live, we can help directly. If not, we’ll help connect you with a trusted referral partner.

Meet the team

Real people in your corner.

Get to know the advisors behind your coverage. Select a photo to see how to reach them directly.

David Ward

Insurance Broker / CEO

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Alan Siu

Insurance Broker / CFO

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Rob Crookshanks

Insurance Broker / CMO

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Meet the whole team